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Social Security and You: Social Security Administration Services - The People Speak

In last week's column, I shared the results of a survey I conducted with my readers in which I asked you to rate the service you got from the Social Security Administration using the ubiquitous star system: 5 stars for good service down to 1 star for poor service. I got more than 200 responses. And your responses averaged out to 4.5 stars.

Many...Read more

Eduardo Contreras/Los Angeles Times/TNS

Steve Lopez: As some nursing homes cry poverty, what can be done about increased staffing requirements?

If you suspect that you or a loved one might one day end up in a nursing home, and you breathed a sigh of relief when the Biden administration announced increased staffing requirements on April 22, you may need to pull a Larry David and curb your enthusiasm.

Biden's follow-through on an earlier promise was applauded by many, given the dark ...Read more

Eduardo Contreras/Los Angeles Times/TNS

Steve Lopez: As some nursing homes cry poverty, what can be done about increased staffing requirements?

If you suspect that you or a loved one might one day end up in a nursing home, and you breathed a sigh of relief when the Biden administration announced increased staffing requirements on April 22, you may need to pull a Larry David and curb your enthusiasm.

Biden's follow-through on an earlier promise was applauded by many, given the dark ...Read more

What’s the difference between in home health care and at-home?

Senior Living / Toni Says /

Dear Toni,

I need your help regarding my parents who are in their late 80s. My mother has been disabled with Parkinson’s for the past 3 years and my father has been her caretaker, but due to his recent heart attack, he can no longer assist her.

They do not have a long-term care plan, and discussing having live-in help or living in an ...Read more

Social Security and You: Survey Says 4.5 Stars

Well, the votes are in. Several weeks ago, I asked my readers to rate the service they got from the Social Security Administration in the form of stars: 5 stars for good service down to 1 star for poor service. More than 250 of you responded. And the overall rating averaged out to a solid 4.5 stars.

This is much higher than I would have guessed...Read more

Enrolling in Medicare when laid off

Senior Living / Toni Says /

Hello Toni:

My husband, Steven, has been laid off from a company he worked with for over 20 years. His employer is downsizing due to changes in the economy and May 31 will be his last day.

Steve is 68, enrolled in Medicare Part A but never enrolled in Medicare B because he had employer benefits. He is stressed, wondering how to apply for ...Read more

Social Security and You: Public Employees Are NOT Being Cheated by Offsets

A month or so ago, I wrote a column about people who mistakenly think they are being cheated by the Social Security Administration out of benefits they believe they are due.

But one group I didn't mention in that column are the biggest complainers of all: public employees such as teachers and police officers in certain states, many of whom don'...Read more

Kathy Witt/Kathy Witt/TNS

Travel Trending with Kathy Witt: Savor the journey on Amtrak

There are many reasons travelers choose train travel over other modes of transportation – and there are many reasons why they don’t. Nobody chooses a cross-country rail excursion to get somewhere fast, ignore the views, keep to themselves, binge-watch shows or pack food along (as has become the norm with plane travel).

Rail travelers are a ...Read more

Why is Medicare Part D’s IRMAA premium so high?

Senior Living / Toni Says /

Dear Toni:

I am turning 65 in June, self-employed, and my income together with my wife’s is over $300,000. Recently I received a letter from Social Security telling me that my monthly Medicare Part B premium of $174.70 would double to $349.40 per month due to 2022 reported income. That was no surprise, but Social Security also said that ...Read more

Social Security and You: Foreign-Born Parents Not Mooching Off the Social Security System

Q: I am sick and tired of all these people who bring their parents over here from foreign countries and then immediately put them on their Social Security account. No wonder Social Security is going broke! I personally know two couples in my neighborhood who get Social Security. They brought their parents up from Mexico and now they are mooching...Read more

Anna Claire Vollers/Stateline/TNS

‘Are nursing homes our only option?’ These centers offer older adults an alternative

CHATTANOOGA, Tenn. — George Raines, a white-haired man in a red track suit and matching University of Alabama ball cap, cracked jokes as physical therapist Brad Ellis led him through a series of exercises designed to strengthen his legs.

Raines, who is 79, pretended to be in pain, but his grin belied his tone of mock suffering. The men were ...Read more

Dreamstime/Dreamstime/TNS

The typical retiree might not look like what you imagine

ATLANTA -- America is facing a looming retirement crisis, according to a recent Business Insider report. Many older adults are financially vulnerable and live off less than $30,000 a year.

There was a spike in early retirements during the pandemic, but some have since “unretired” because of high costs and elevated interest rates. As of 2023...Read more

Dreamstime/Dreamstime/TNS

Study: Cannabis might lower blood pressure in older adults

A study from 2020 found the number of Americans age 65 and older who smoke marijuana or enjoy edibles increased 75% from 2015 to 2018. A newer study suggests that might be a good thing for some.

The study by researchers at Ben-Gurion University of the Negev and its affiliated Soroka University Medical Center found medical cannabis might reduce ...Read more

Dreamstime/Dreamstime/TNS

Column: Death is certain, but funeral home pricing often isn’t

ATLANTA -- There’s a new scam that has been sweeping the nation.

Crooks search funeral notices to identify people who have recently lost a loved one. After waiting enough time for funeral arrangements to be made, these unscrupulous folks call family or friends pretending to be the funeral home, according to the Federal Trade Commission. Then,...Read more

Anna Claire Vollers/Stateline/TNS

'Are nursing homes our only option?' These centers offer older adults an alternative

CHATTANOOGA, Tenn. — George Raines, a white-haired man in a red track suit and matching University of Alabama ball cap, cracked jokes as physical therapist Brad Ellis led him through a series of exercises designed to strengthen his legs.

Raines, who is 79, pretended to be in pain, but his grin belied his tone of mock suffering. The men were ...Read more

Genaro Molina/Los Angeles Times/TNS

A cancer survivor's advice: research, persistence and second opinions

In the fall of 2022, Robin Clough and Dr. Gene Dorio were going about their lives as they had for many years, serving older adults in the Santa Clarita Valley. Clough was busy with her work as an administrator at the local senior center while Dorio, a house-call geriatrician, crisscrossed the valley visiting his patients.

In November of that ...Read more

Enrolling in Medicare with a blocked Social Security account

Senior Living / Toni Says /

Hi Toni:

I’m turning 65 in July and not receiving my Social Security check. Last week I tried to open a “My Social Security” account to enroll in Medicare online and discovered that my Social Security account is blocked. Two years ago, someone falsely filed for a tax refund with my Social Security number. Now anything that involves me ...Read more

Social Security and You: Divorced Man's Guide to Social Security

Over the 27 years I've been writing this column, I have probably written a hundred columns directed at divorced women. But after answering emails from men who had questions about benefits for divorcees, it dawned on me that I've never written a column for divorced men. Today, I'll make up for that.

I should point out that I will be ...Read more

Explaining ‘lifetime reserve days’ in simple terms

Senior Living / Toni Says /

Toni:

Why did a hospital medical claims division employee ask my husband James to sign a form stating that he is aware that he is now in his “lifetime reserve days” while he was waiting for his lung/heart transplant?

He went into the hospital in December of last year for congestive heart failure only to discover that his heart and ...Read more

Social Security and You: How Many Stars for Social Security Service?

I've been writing this column for about 27 years. And more than a few times, I took my former agency, the Social Security Administration, to task for sometimes falling down on the job. That's because I frequently hear from readers complaining about misinformation they received from Social Security representatives or about service issues -- ...Read more