I could probably write a column, or more appropriately, a book, called "The Top-100 Myths About Social Security." There is just so darn much misinformation out there, mostly online, about our nation's bedrock social insurance system.
Those myths can be divided into two broad categories: political and practical. In a recent column, I dealt with ...Read more
Coincidentally, I received two questions on the same day dealing with the same topic. Each had a relative die and each asked, "What do I do about his Social Security?"
The answer to this depends on many factors. So I thought I would use this column to provide a sort of laundry list of advice about dealing with Social Security when a friend or ...Read more
Q: I think there are far too many people getting Social Security benefits. So I have a plan. I believe that in order to save the program, we need to take Social Security back to its original intentions. If we went back to the very first Social Security law, can you tell me who would no longer qualify for Social Security benefits?
A: Well if you...Read more
Q: What can I do at www.socialsecurity.gov?
A: There are many things you can do on Social Security's website. You can conduct most of your Social Security business with us online at www.socialsecurity.gov/onlineservices. You can get an estimate of future benefits, find out if you qualify for benefits now, and even apply for benefits. You can ...Read more
If you are doing any kind of research into Social Security issues, the Social Security Administration's office of Research, Statistics, and Policy Analysis produces a plethora of publications covering almost every conceivable Social Security-related topic. Admittedly, some of them are only for serious scholars or historians. Here are a couple of...Read more
I recently got an email from a reader that made me think about my mom. She died about 15 years ago. And sadly, she went to her grave with a huge Social Security chip on her shoulder. Despite my constant reassurances to the contrary, she was convinced that the government was short-changing her -- cheating her out of Social Security benefits she ...Read more
Cancer has surpassed heart disease as the leading cause of death in California and 21 other states, according to a new report from the Centers for Disease Control and Prevention.
That total is in stark contrast to the situation at the start of this century, when only two states -- Alaska and Minnesota -- lost more people to cancer than heart ...Read more
Your credit score teeters somewhere between 301 and 850, with a score equal to or above 750 being the ideal. Over your lifetime, your score with rise and fall according to your financial health, and it will affect your eligibility to receive credit, competitive credit card perks and interest rates.
If you've been paying your bills ...Read more
Lucifer's SonSergey Mavrodi
The runaway best seller in Russia is now available in English. Compared favorable to Dean Koontz, Stephen king and Bram Stoker, Mavrodi's masterpiece draws the reader into the dark forces that besiege mankind. Lucifer is busy doing what he does best - that is tempting ...
Baby boomers are flocking to Cuba as travel restrictions on Americans loosen and U.S. airlines prepare to launch commercial flights there shortly.
Last year, more than 7,000 travelers booked trips to Cuba through Road Scholar, an educational tour company formerly known as Elder Hostel that caters to older travelers. That's up from just a ...Read more
For 15 years, Judy Johnson planned to get a reverse mortgage when she retired, supplementing her Social Security with proceeds from her San Clemente condo.
But after she shut down her public relations business last year, Johnson discovered the government had pulled the rug out from under her retirement plans.
Her three-bedroom condo in ...Read more
Enterprise Florida, the state's public-private economic development partnership under scrutiny for excessive spending, increased its payroll by more than $1.2 million since 2011, with much of the increase coming from a beefed up executive office and an increase in the number of executives, salary information released Wednesday to the Naples ...Read more
A new report from Bank of America Merrill Lynch says that by the end of this decade, people 65 and older will outnumber children younger than 5 for the first time in human history. In 2050, 2.1 billion people will be 60 or older, more than double 2015's count.
This massive demographic shift is fraught with risk for governments, companies ...Read more
RIYADH -- The proposed 6 percent tax on remittances has expatriates worried about their future in the Kingdom.
Speaking to Arab News, expatriates of different nationalities were unanimous in their opinion that it will be unfair to levy a hefty tax on their hard-earned money and requested the government to reject the proposal.
"We, by and ...Read more
We're taught early on to respect our elders. Well, retailers do the same with promotions mostly geared to those 55 and up. Let's call it retail reverence.
Arleen Daidone, 73, of Center City, said she wished she had started earlier than age 62 taking advantage of senior discounts for shopping, dining, travel, and entertainment. "Now I ask for ...Read more
Couples nearing retirement have to make key decisions about where and how to live, as well as how to ensure that any pension or annuity payments go to the survivor -- often the wife -- and how to maximize Social Security for both of you when one spouse -- often the husband -- is the high earner.
If you anticipate a retirement-income ...Read more
A double-income family has a financial edge over a single-income family. But a proper financial plan is needed to hold on to this advantage. It is important to have financial independence even when there are common goals to meet. Many questions have to be answered: who will pay the rent, who will pay the car loan equated monthly instalment (...Read more
When Richard "Dick" W. Evans Jr. wakes up Friday morning, he won't have a job to go to for the first time in almost 60 years.
The chairman and CEO of Cullen/Frost Bankers Inc., who worked his way to the top over a 45-year career starting at Frost Bank, plans to do absolutely nothing -- not just Friday, but for the next six months to a year....Read more
Santa Fe city councilors put in long hours dealing with sometimes complex issues in a job that pays $29,500 a year. Members of the part-time policymaking body attend numerous meetings, field requests from constituents and are often the target of public criticism and ridicule.
But being a member of the Santa Fe City Council also comes with ...Read more
BEIJING - Migrant worker Guo Huailiang is planning to live it up a bit in his retirement.
After 19 years living in cramped quarters in Beijing, rising at 5:30 a.m. for a 12-hour shift, the 52-year-old construction worker is socking away money that would allow him to return to his eight-room house and 4-acre plot in the countryside, spend a ...Read more
In a perfect world, the perfect retirement is where life begins. But for people like Debra Leigh Scott, there's the very bleak possibility that retirement is where life might end.
"Suicide is my retirement plan," Scott, a 60-year-old adjunct professor, said in an interview with Vitae, an online career hub operated by The Chronicle of Higher ...Read more