Senior Living

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Cancer now kills more people than heart disease in 22 states

Cancer has surpassed heart disease as the leading cause of death in California and 21 other states, according to a new report from the Centers for Disease Control and Prevention.

That total is in stark contrast to the situation at the start of this century, when only two states -- Alaska and Minnesota -- lost more people to cancer than heart ...Read more

7 secret perks you enjoy if you have a good credit score

Your credit score teeters somewhere between 301 and 850, with a score equal to or above 750 being the ideal. Over your lifetime, your score with rise and fall according to your financial health, and it will affect your eligibility to receive credit, competitive credit card perks and interest rates.

If you've been paying your bills ...Read more

The Journey: Tips for bucket-list tackling boomers heading to Cuba

Baby boomers are flocking to Cuba as travel restrictions on Americans loosen and U.S. airlines prepare to launch commercial flights there shortly.

Last year, more than 7,000 travelers booked trips to Cuba through Road Scholar, an educational tour company formerly known as Elder Hostel that caters to older travelers. That's up from just a ...Read more

FHA pulls rug from under resident's retirement

For 15 years, Judy Johnson planned to get a reverse mortgage when she retired, supplementing her Social Security with proceeds from her San Clemente condo.

But after she shut down her public relations business last year, Johnson discovered the government had pulled the rug out from under her retirement plans.

Her three-bedroom condo in ...Read more

Enterprise Florida increases payroll by $1.2 million in six years, much of it in executive office

Enterprise Florida, the state's public-private economic development partnership under scrutiny for excessive spending, increased its payroll by more than $1.2 million since 2011, with much of the increase coming from a beefed up executive office and an increase in the number of executives, salary information released Wednesday to the Naples ...Read more

Investing: Take advantage of the silver economy

A new report from Bank of America Merrill Lynch says that by the end of this decade, people 65 and older will outnumber children younger than 5 for the first time in human history. In 2050, 2.1 billion people will be 60 or older, more than double 2015's count.

This massive demographic shift is fraught with risk for governments, companies ...Read more

Expats worried over remittance tax plan

RIYADH -- The proposed 6 percent tax on remittances has expatriates worried about their future in the Kingdom.

Speaking to Arab News, expatriates of different nationalities were unanimous in their opinion that it will be unfair to levy a hefty tax on their hard-earned money and requested the government to reject the proposal.

"We, by and ...Read more

How to use senior discounts to get cheaper prices

We're taught early on to respect our elders.

Well, retailers do the same with promotions mostly geared to those 55 and up.

Let's call it retail reverence.

Arleen Daidone, 73, of Center City, said she wished she had started earlier than age 62 taking advantage of senior discounts for shopping, dining, travel, and entertainment. "Now I ask ...Read more

Retirement: Do the math on retirement income

Couples nearing retirement have to make key decisions about where and how to live, as well as how to ensure that any pension or annuity payments go to the survivor -- often the wife -- and how to maximize Social Security for both of you when one spouse -- often the husband -- is the high earner.

If you anticipate a retirement-income ...Read more

Two incomes mean twice the opportunity

A double-income family has a financial edge over a single-income family. But a proper financial plan is needed to hold on to this advantage. It is important to have financial independence even when there are common goals to meet. Many questions have to be answered: who will pay the rent, who will pay the car loan equated monthly instalment (...Read more

Cullen/Frost's Evans retires an 'old-fashioned banker' after 45 years

When Richard "Dick" W. Evans Jr. wakes up Friday morning, he won't have a job to go to for the first time in almost 60 years.

The chairman and CEO of Cullen/Frost Bankers Inc., who worked his way to the top over a 45-year career starting at Frost Bank, plans to do absolutely nothing -- not just Friday, but for the next six months to a year....Read more

Facing budget deficit, city decides to stop paying for councilors' Internet

Santa Fe city councilors put in long hours dealing with sometimes complex issues in a job that pays $29,500 a year. Members of the part-time policymaking body attend numerous meetings, field requests from constituents and are often the target of public criticism and ridicule.

But being a member of the Santa Fe City Council also comes with ...Read more

China's graying migrants have a hidden stash of money to spend

BEIJING - Migrant worker Guo Huailiang is planning to live it up a bit in his retirement.

After 19 years living in cramped quarters in Beijing, rising at 5:30 a.m. for a 12-hour shift, the 52-year-old construction worker is socking away money that would allow him to return to his eight-room house and 4-acre plot in the countryside, spend a ...Read more

Paul Sisolak: What retirement without savings looks like

In a perfect world, the perfect retirement is where life begins. But for people like Debra Leigh Scott, there's the very bleak possibility that retirement is where life might end.

"Suicide is my retirement plan," Scott, a 60-year-old adjunct professor, said in an interview with Vitae, an online career hub operated by The Chronicle of Higher...Read more

Social Security and You: Retroactive Benefits

I've been saving up questions involving the payment of retroactive Social Security retirement benefits. Here they are.

Q: I will be age 70 in October. My plan was to start my retirement benefits at that time. But when I called Social Security in July, they gave me the option of taking six month's worth of retroactive benefits starting in ...Read more

Social Security and You: More Insights Into SSA Operations

About a month ago, I wrote a column that led to some insights into the way the Social Security Administration operates. That led to more questions from more readers, and my answers in today's column provide even more insight.

Q: When I need help filing my taxes, I can find a wide variety of tax preparation services, either via the computer (...Read more

Gullible Naysayers Will Believe Anything

There is a silly, dumb and totally misleading email about Social Security that is floating around online -- being passed around from one uniformed email recipient to the next. Not a day goes by that a copy of it doesn't land in my inbox, usually with a comment similar to the one I got today: "I knew the system was rigged, and this email proves ...Read more

Social Security Q&A: Social Security number

Q: Can I refuse to give my Social Security number to a private business?

A: Yes, you can refuse to disclose your Social Security number, and you should be careful about giving out your number. But, be aware, the person requesting your number can refuse services if you don't give it. Businesses, banks, schools, private agencies, etc., are free ...Read more

Maximizing Strategy Sometimes Baffles SSA Clerks

I've received more than a few emails recently from folks who are trying to employ the one remaining Social Security maximizing strategy known as "file and restrict." These emails demonstrate to me something I've long suspected: Employees of the Social Security Administration do a bang up job when it comes to doing routine matters, such as filing...Read more

Viral Hepatitis Kills -- A Lot

Tuberculosis, malaria and HIV/AIDS are global scourges, killing millions of people worldwide each year. Viral hepatitis is worse. A report published in the Lancet looked at death data from 183 countries and found the mortality rate for viral hepatitis is growing, from 890,000 deaths in 1990 to 1.45 million in 2013.

That's more people killed by ...Read more