Real estate Q&A: Can we sell our Florida condo remotely?

Gary M. Singer, South Florida Sun Sentinel on Dec 5, 2024

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Q: We want to sell our condo in Florida, but traveling is getting more difficult because of our age. Is it possible to do this without being there in person? — Anne

A: Yes, many people sell property remotely. Selling from afar requires a bit more planning and some additional caution.

The easiest option would be to use a trusted relative or friend near the property. This person can act on your behalf, finding and dealing with the real estate agent and closing attorney. You can even give them the legal power to act on your behalf by signing a “limited power of attorney,” a legal document that creates a legal relationship.

You would be the “principal,” and your designated “agent” would be able to act on your behalf in your interest. With this method, your agent could even sign the paperwork at closing.

Of course, since you are granting your agent a lot of power over your property, make sure you only choose someone you can trust.

There are other options if you are uncomfortable with this method or do not know anyone you can trust who lives near the property.

You can communicate with your real estate agent by email and phone and even sign the purchase contract with an online signing program. When this sort of transaction occurred in the past, the closing attorney would send you the closing documents and have you sign with a notary public where you live, returning the signed documents by overnight mail.

Things have gotten even more manageable over the last few years as most states have adopted laws allowing “remote online notarization.”

With this method, you would use a laptop or tablet with a camera and log on to a secure online notarization platform that analyses your photo ID and asks you a short series of questions based on your credit history to confirm your identity. Then, the notary walks you through signing the necessary documents. The entire process, including video of everyone involved, is recorded for security. Once complete, the entire proceeding, including the electronically signed and notarized deed, is returned to the closing attorney who completes your sale.

When dealing with real estate, watch out for fraud, especially if not in person. Trust your instincts and be alert to unusual requests. For example, it’s rare for a title company to change bank accounts during closing. If asked to send money to a different account or pay long before closing, be suspicious. Criminals exploit your lack of experience, so stay informed and vigilant.