ArcaMax

Congress just passed a law that will give me (and millions of people like me) extra Social Security benefits that we simply do not deserve and haven't earned.

To understand what is going on, here is a quick history lesson: The original Social Security Act included unintentional and overly generous benefits for government employees. These were ...Read more

I have a granddaughter who is a junior in high school. Recently, she needed to write a report for her history class on any subject related to a federal government program. Because she knew that her grandpa worked for the Social Security Administration for 32 years, she initially thought she'd write about the history of Social Security. I told ...Read more

My columns are usually focused on one theme or topic. But every once in a while, I like to just dig into my email inbox and pull out random questions. Here are six for today.

Q: I was married to my ex for 23 years. Of course, I worked all of those years. But I also worked and paid into Social Security for about 10 years before we were married. ...Read more

Every once in a while, I will use a word or phrase -- with the most innocent of intentions -- that nevertheless ends up driving some people nuts. Well, if not "nuts," it at least makes them irate enough to send me an email voicing their anger with my language choices. I've saved some up, and here they are today.

Q: It really gets my goat when ...Read more

I have always been amazed by the number of people who think Social Security is unique to the United States. Or if not truly unique, they figure that maybe a couple of those "socialist" countries such as Sweden and Denmark might have social insurance programs in place, but surely not too many other places. As someone once said to me following a ...Read more

I'm dusting off an old Thanksgiving-themed column I ran many years ago. I thought that now would be a good time to remind people what Social Security is all about.

I'm going to suggest that we Americans give thanks for the Social Security program. I know lots of people like to think that the "good old days" (before Social Security) were, well, ...Read more

I have been saving up some emails from readers who want to know how other government benefits might affect their eligibility for Social Security, or vice versa. In other words, they wonder if their Social Security benefits impact whatever other government benefits they might be due.

I can always deal with that first issue. In other words, I can...Read more

Readers are always asking me to explain various Social Security rules and regulations. But sometimes they want more. They want to see something official -- something in "black and white." In other words, they want me to give them a legal reference.

I sort of know where they are coming from. Frequently, they have heard one thing from a friend or...Read more

Because the presidential and congressional elections are on everyone's mind, more than a few people have sent me emails saying something like this: "I'm afraid that this upcoming election will lead to dramatic changes to Social Security. So even though I didn't want to file for Social Security for a few more years, I'm going to do it now so that...Read more

I've always prided myself on being able to explain the rationale behind various Social Security rules and regulations. Many times, readers will send me emails in which they express utter befuddlement at a law or regulation that affects their eligibility for Social Security. It's usually a situation that results in them getting reduced benefits. ...Read more

In mid-October every year, the Bureau of Labor Statistics releases its much-anticipated report on changes (usually increases) to the Consumer Price Index over the past 12 months. Why is this little esoteric government report -- actually called the Consumer Price Index for Urban Wage Earners and Clerical Workers -- so popular? Because for the ...Read more

Q: My mother told me she remembers a time when women had to "live in sin" (those are her words) to avoid losing Social Security benefits. She couldn't elaborate, but she thinks some senior women still have to do that today. Do you know what she is talking about?

A: Yes, I know exactly what she is talking about. It has to do with the payment of ...Read more

I've learned over the years that when it comes to Social Security retirement benefit calculations, there are three kinds of people. There are those who just want to know what their benefit is going to be and don't really care too much about how it's calculated. Then there are those people who want a general idea of how their benefit will be ...Read more