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Alejandro A. Alvarez/The Philadelphia Inquirer/TNS

Childcare costs 'more than a mortgage' per kid, forcing Philly parents to make tough choices

Consumer / Home and Consumer News /

The Salovin family pays $26,000 a year for childcare for their two daughters.

For them, it’s a worthwhile expense, knowing their 1- and 4-year-old girls are at a licensed facility and they can both stay in the workforce.

But even the Delaware County, Pennsylvania, couple — who work in health-care administration and pharmaceuticals — is ...Read more

Andy Cross/The Denver Post/TNS

Can Colorado cities prevent thousands of apartments from losing affordability protections?

Consumer / Home and Consumer News /

Nine years ago, one of Silverthorne, Colorado’s few income-restricted housing properties was sold to a private firm. The sale — at a price that was double the property’s assessed value — raised worries in the high-cost mountain community that the new owner of the Blue River Apartments might lift rent caps that had kept its 78 units ...Read more

Real estate Q&A: Can I break lease in poorly maintained building?

Consumer / Home and Consumer News /

Q: I lease an apartment in a poorly maintained building. Lately, it has gotten to the point where the smell is literally making me sick. I want to move, but I signed a one-year lease. Can I get out of my lease due to this? — Cara

A: When a property is leased, it creates a legal relationship with benefits and responsibilities for the landlord ...Read more

Everyday Cheapskate: Mark Your Territory With Citrus

Consumer / Everyday Cheapskate /

Do neighborhood cats insist that your property (porch, door, flower beds) is their territory? Well, my dear reader, break out the lemons and oranges, and shout hallelujah! You're about to discover a very pleasant, harmless way to direct them away, plus much more!

CAT SCRAM. I place lemon and orange slices and rinds around my front door and ...Read more

Wally Skalij/Los Angeles Times/TNS

Amid homeowner insurance crisis, consumer advocates and industry clash at hearing

Consumer / Home and Consumer News /

The fault lines running through California's spiraling homeowners insurance crisis were on display Tuesday at a state hearing, where consumer advocates clashed with industry firms over a plan to allow insurers to use complex computer models to set premiums — a move state officials say will attract insurers to the market.

State Insurance ...Read more

Michael Quine/Las Vegas Review-Journal/TNS

'Don't piss off the DOJ': Veteran Las Vegas agents react to renewed push against Realtors

Consumer / Home and Consumer News /

Multiple veteran Las Vegas real estate agents say they are largely on board with the upheaval currently going on in their industry.

It’s time for change and more transparency in their governing bodies, they say.

A federal appeals court ruled earlier this month that the U.S. Justice Department could restart its investigation into the policies...Read more

Everyday Cheapskate: You Need a Kitchen Assistant

Consumer / Everyday Cheapskate /

Professional chefs have sous chefs to do all the hard work and to see that meals get to the table in a timely manner. While I wouldn't characterize myself as a chef, I do have a home kitchen assistant, and quite frankly I just don't know what I'd do without her.

Three or four mornings a week, I hastily give her my plans for dinner and head to ...Read more

Curtis Compton/The Atlanta Journal-Constitution/TNS

PulteGroup announces 10% jump in revenues, earnings up 32%

Consumer / Home and Consumer News /

PulteGroup last quarter had revenues of $3.8 billion, a 10% jump from the same period a year ago, as the nation’s housing shortage promises to fuel more construction, the company announced Tuesday.

The Atlanta-based homebuilding giant reported a 32% bounce in earnings, an 11% increase in the number of homes sold, as well as a higher profit ...Read more

Everyday Cheapskate: Know Your Cheapskate Etiquette

Consumer / Everyday Cheapskate /

Face it. Living below your means and staying out of debt, especially in the inflationary times in which America finds itself, requires a good bit of creativity. We have to get pretty clever to stretch a buck.

But just how far can we go in matters of being cheap before we cross the line between good etiquette and outright rudeness? When in doubt...Read more

Dreamstime/Dreamstime/TNS

Survey: More than 1 in 3 American travelers plan to go into debt for their summer vacations this year

Consumer / Home and Consumer News /

Perhaps your summers hold fond memories of strolling along the beach, hiking mountains or trying new foods at a destination hundreds of miles from home. If so, are you planning to keep the travel streak going this year? Would you go into debt for it?

A new Bankrate survey found that only about half (53%) of Americans are planning a summer ...Read more

Richard Tsong-Taatarii/Star Tribune/TNS

Thrivent has found a way for everday folks to get a piece of the private equity market

Consumer / Home and Consumer News /

Private equity has been an outperforming investment options for years, but it's not been an option for most investors.

Private equity investment options have generally been reserved for institutional investors or people who have at least $5 million or more to commit. That has left the bulk of investors watching from the lobby.

Now Minneapolis-...Read more

Everyday Cheapskate: It Starts With Knowing How to Manage a Paycheck

Consumer / Everyday Cheapskate /

Millennials, born between 1981 and '96, represent the largest, most educated and culturally diverse generation in American history. This demographic cohort holds significant sway over the future trajectory of the U.S. economy through their financial choices, which are being made within a progressively intricate financial environment. That's the ...Read more

Mario Tama/Getty Images North America/TNS

California sees two more property insurers withdraw from market

Consumer / Home and Consumer News /

California’s already strained property insurance market is facing a new challenge as two more insurers, Tokio Marine America Insurance Co. and Trans Pacific Insurance Co., plan to withdraw from the wildfire-prone state entirely starting in July.

The two companies, units of Japan-based Tokio Marine Holdings Inc., disclosed their plans in ...Read more

NYC storefront vacancies remain stuck at pandemic levels; lower Manhattan hit hard

Consumer / Home and Consumer News /

Storefront vacancy rates in New York City have yet to recover from pandemic peaks, with Manhattan in particular struggling to bounce back, new city data show.

The issue made headlines during the pandemic, when retail storefronts on many major thoroughfares sat empty as businesses across the city shuttered. The issue was the focus of a City ...Read more

Sheila Fitzgerald/Dreamstime/TNS

US existing-home sales decline as rates keep buyers sidelined

Consumer / Home and Consumer News /

Sales of previously-owned homes in the U.S. fell in March from a one-year high, underscoring the lingering impact of high mortgage rates and elevated prices.

Contract closings decreased 4.3% from a month earlier to a 4.19 million annualized rate, according to National Association of Realtors data released Thursday. The pace was in line with ...Read more

Christina House/Los Angeles Times/TNS

Downtown LA is hurting. Frank Gehry thinks arts can lead a revival

Consumer / Home and Consumer News /

With two major expansions of downtown Los Angeles cultural institutions in the works, Bunker Hill is primed to elevate its status as the region's leading arts center even as the area around it struggles with persistent homelessness and post-pandemic losses of office tenants.

Bunker Hill will soon have the largest concentration of buildings ...Read more

Real estate Q&A: How can I get my HOA to allow car covers?

Consumer / Home and Consumer News /

Q: I recently moved and am now, for the first time, dealing with a homeowners association. I have a classic Cadillac that I used to keep covered at my previous residence. The rules in place at my new residence forbid car covers. Other nearby communities seem to allow covered cars, but not mine, so this rule was established by my association only...Read more

Everyday Cheapskate: Stop Whining!

Consumer / Everyday Cheapskate /

As the mother of two young world-class whiners, the behavior modification techniques described in the booklet "Stop Whining!" appeared too simple to be taken seriously. In desperation, however, I decided to give the anti-whining program my best shot. At the time, our two sons were ages 4 and 5.

Day One: Whenever one of the boys whined, I did ...Read more

Everyday Cheapskate: When You're Stuck and Can't Get Going

Consumer / Everyday Cheapskate /

A question I receive nearly every day goes something like this: I'm ready to get started taking back control of my finances. But how do I get started? It's like I'm stuck.

Don't think you are alone if you find yourself wanting to do all the steps at once. But that could be a big mistake. In the same way when building a house you wouldn't pour ...Read more

Everyday Cheapskate: How Much Is the Right Amount of Laundry Detergent?

Consumer / Everyday Cheapskate /

Dear Cheapskate: I adore all your fantastic tips for washing machines and laundry, but could you lend some advice on how to get the detergent amount just right? I really dislike the uncertainty of using too little or too much -- it's like playing a guessing game every time I do a load. I attempted to find some guidance online, but unfortunately,...Read more